The Home of Your Own Program (HOYOP) is a pilot partnership started by St. Vincent de Paul, and including NEDCO, Adair Homes, and the USDA. Qualifying families have an opportunity to participate in the building of their own home (similar to a "sweat equity" program) in a new development in Lowell, Oregon. NEDCO is providing the required homebuyer education and counseling. Anyone interested in participating in the program, either this year or in the next two years, should plan to begin attending the classes. If you have not yet attended an information session, call us to find out if you might qualify for HOYOP!

The HOYOP program includes two education components: group classes and individualized counseling.

Classes run for 8 weeks and are held from 6:00 - 8:00 at the NEDCO office. Attendance is mandatory at all classes to receive a certificate of completion.

• Introduction and Budgeting
• Savings
• Credit
• Real Estate and Meet the Builder
• Lending
• Energy Efficiency
• Home Maintenance
• Insurance and Preparing for the Unexpected

Individual counseling sessions can be scheduled at a time convenient to you, and a certified Homeownership Counselor will help you evaluate your budget and credit, and create an action plan to help you prepare to purchase a home.

Click here to register!

A $50/household materials fee covers the entire household for all classes and counseling sessions, as well as a three-bureau credit report.

To pay with cash or check, please stop by the NEDCO office:

NEDCO
212 Main Street
Springfield, OR 97477

Program Application