The Homeownership Center is a one-stop-shop providing information and resources for homebuyers and homeowners. NEDCO operates Homeownership Centers in Lane County and the Mid-Willamette Valley (serving Salem, Woodburn, Marion County and neighboring communities).

Individual Consultations - A Homeownership Counselor is available to help with developing an action plan, determining the best loan, reviewing good faith estimates, referral to lenders, and help with getting access to down payment assistance programs. Post-purchase and default counseling also available. Contact us if you are interested.

Threshold Homeownership Education & Counseling Program - This program offers in-depth education and individualized consultations. This is the most comprehensive program, and it has successfully prepared hundreds of families for homeownership.

ABC's of Homebuying - This one day class is designed to help you understand the entire home buying process.

Individual Development Accounts - This is a matched savings program that offers financial management classes and support in achieving financial goals. For more information please contact us.

Default and Foreclosure Prevention Counseling
A Homeownership Counselor is available to review your situation and help with identifying options, developing a strategic plan, contacting lenders, and providing information about available resources.

The first step is to attend a Foreclosure Prevention Workshop in Eugene or Salem (English), (Spanish). A Foreclosure Prevention Application (English) or (Spanish) must be completed before attending the workshop, and all documents requested on the application must be photocopied and brought to the workshop.

Information and Referral Services
Current Homeowners: Assistance with getting better mortgage terms, budgeting, dealing with payment problems, or answering your questions about financing is available. We also provide information about home repairs, weatherization, and selling your home.

Shopping for a home: We can help you access programs that offer down payment assistance and lower mortgage rates. In addition to our classes and consultations, homeownership counselors can give you information that will help in your search for a realtor, insurance agent, and lender that is a good fit for your situation.

Program Application
Solicitud del Programa

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