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Threshold Homeownership
Education and Counseling

ABC's of
Home Of Your Own (HOYOP)
1st Time Homebuyer

Foreclosure Intervention Workshops and Counseling

If you are struggling to make your mortgage payments, act early to know the best options available to you. Whether you are current, behind on your payments, or already in the foreclosure process, we can help you understand the options available, connect with resources, and begin to move forward toward the best resolution for you and your family.

Oregon Foreclosure Avoidance (OFA) Program:

If you have received a Resolution Conference Notice, please contact our office immediately. The timelines are tight, and we want to help you get started today!



. Lane County: Joanne at 541-345-7106

. Marion County: Georgina at 503-779-2680

. Clackamas County: Renae at 503-655-8974

NEDCO is a state-approved counseling provider for the OFA Program. To learn more about the program, please visit the official OFA Website.

Foreclosure Intervention Workshop:

At the workshop, our Foreclosure Counselors will talk about timelines, key roles in the process, basic financial assessments, and explain possible options such as a loan modification, short sale, etc. It's a great way to learn more about the foreclosure process and the general options available, without having to fill out a lengthy application or provide financial documents. We highly recommend the workshop as a first step (unless you have an upcoming deadline through the OFA program or a judicial foreclosure). Contact us today!

Follow the links below to register:

Lane County

English - every first and third Tuesday

Español - cada segundo Martes

Marion County

English - every first and third Tuesday

Español - cada segundo Martes

Clackamas County

Not available at this time, but please contact our office for more information.

Foreclosure Intervention Counseling:

You can meet with a Foreclosure Counselor to review your individual situation - after attending the workshop (or immediately, if you have upcoming deadlines for OFA, a judicial foreclosure, etc.). The Counselor will help you understand how your lender will analyze your situation, what options are available, and how to move forward. Counselors can help you apply for a loan modification, access other resources (such as Hardest Hit Funds), and provide referrals to other professional services (such as short sale realtors and attorneys).

A completed foreclosure application (available below) and supporting documents are required before we can schedule your counseling appointment. This ensures that your Counselor has a thorough understanding of your situation and can provide the most accurate information possible.

To schedule the soonest available appointment, feel free to bring your completed application and documents to the workshop or return them to the office nearest you.

Application and Other Resources

The application and supporting documents (listed below) are required before your counseling appointment can be scheduled. These supporting documents are needed so that our counselors fully understand your situation. They are also required by your lender to apply for most assistance programs.

Click on the links below to download and print. We're also happy to fax or mail a copy - just call your local office.
Foreclosure Intervention Enrollment Application - English
Aplicación de Intervención de Embargo y Modificación de Prestámo - Español

Resources to help you gather the most common supporting documents:

Hardship Letter Tips and Template
Homeownership Center Photo
HUD Approved Housing Counseling Agency
Clackamas County Office: 421 High St Suite 110, Oregon City, OR 97045 • Phone: 503-503-655-8974
Mid-Willamette Valley office: 2700 Market St NE Suite 110, Salem, OR 97301 • Phone: 503-779-2680
Lane County office: 212 Main Street, Springfield, OR 97477  • Phone: 541-345-7106

Equal Housing Opportunity